USBMoney – Personal Finance Programme – FREEWARE
USBMoney is a simple multi currency personal finance program designed to keep all financial details in one place. Transactions can be either entered manually or imported via downloaded CSV/QIF (comma separated value/quicken interchange format) files or a combination of both approaches.
Editor’s Review – USBMoney
USBMoney is a personal finance application designed to help you keep all your financial details up-to-date and in one place. You can use it to keep an accurate track of credits and payments from your current, credit card or debit card accounts.
The program doesn’t need to be installed on your drive. Simply download and extract the files from the ZIP archive and you are ready to start managing your money. This is great because you can install the program on a USB Flash removable drive in order to insure your privacy and mobility.
The application has a nicely designed and intuitive interface, which will make it easy for you to manage your accounts, operate transactions, manage payments, transfer money between accounts, etc. Payments are divided into categories: electricity, gas, groceries, mortgage rate, etc. All accounts and categories can be edited, as well as exchange rates. Any time you want, you can take a look at the transaction history or print out reports regarding accounts or transactions.
Although it’s free, this version has some limitations: you can only manage four accounts and ten categories.
Pluses: Exchange rates can be automatically retrieved from the Internet, or they can be entered manually. You can have access to international exchange rates with the click of a button. The program supports the import of CSV, XLS (MS Excel format) and QIF (Quicken Interchange Format) files. The program’s databases can be backed up an restored in case disaster strikes. Password protection is also available in order to secure your financial data.
Drawbacks / flaws: The program caused some faults when trying to generate account balance line charts and when trying to save a manually entered exchange rate. The limitations make it look rather like a demo.
In conclusion: If it wasn’t for the instability, this application would have been great for managing your finance.